When you checkout with Shop Pay you have the option to pay now or later by splitting your purchase into 4 equal payments.
1. Fill your cart
2. Complete your purchase
3. Pay over time (for more details see detailed instructions using Shop Pay Installments)
Say yes with confidence
When you buy with Shop Pay, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee—or any fee, for that matter.
Never pay more than the price of your purchase.
It only takes a moment, and checking your eligibility won't affect your credit score.
Shop Pay won't charge you late fees or penalties of any kind, ever.
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make payment?
You can make or schedule payments at affirm.com or in the Affirmapp for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Shop?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Do I need a mobile number to use Shop Pay?
Yes, you'll need a mobile number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681